When you send money from the U.S. to Mexico, the exchange rate determines how your U.S. dollars are converted into Mexican pesos—and affects how much your recipient receives.

Xoom works to provide attractive exchange rates for sending money to Mexico. You can see the rate that applies and how many pesos your recipient is expected to receive before you send.


What should I look at when checking an exchange rate?

When you’re deciding whether a transfer works for you, look at:

  • Exchange rate: The USD-to-MXN rate that applies to your transfer.
  • Receiving amount: How many pesos your recipient is expected to receive.
  • Transfer fee: Any applicable fee for sending the money.

Xoom shows you these details before you confirm your transfer.


New to Xoom? Start with a special rate

New Xoom customers may be eligible for our First Time Rate, a special introductory exchange rate on their first eligible transfer to Mexico.

The First Time Rate is available on eligible transfers to:

  • Bank accounts
  • Eligible debit cards
  • Supported mobile wallets

You’ll see the First Time Rate that applies and how many pesos your recipient is expected to receive before you send.


Why can the exchange rate change?

Currency exchange rates move over time, so the USD-to-MXN rate you see today may be different when you’re ready to send.

Xoom’s exchange rates also change regularly based on financial markets or rates provided by Xoom’s local partners.

That’s why it’s useful to check the current Xoom rate for the transfer you actually want to make.


What if I’m sending $500 or $1,000?

You don’t need to calculate the peso amount yourself.

Enter the amount you’d like to send with Xoom and you’ll see:

  • Your applicable USD-to-MXN exchange rate
  • Any Xoom transfer fee
  • The amount your recipient is expected to receive in pesos

This lets you review the transfer before deciding to send.


Check the Xoom rate when you’re ready to send

Exchange rates can change, so check the current rate when you’re ready to make your transfer.

See the current Xoom USD-to-MXN rate →