Watch your language. Which one? Someone added them up and found that there are more than 6,500 spoken languages in the world. That, of course, is a whole lot of words. But did you know that there are more than 170 spoken languages in the Philippines?
One of the most culturally rich nations in the world, the Philippines is diverse in both ethnicity and language.
That prompted Xoom to dig deeper. Xoom, a global leader in the money transfer business, conducted a survey of its Fil-Am customers recently and asked them about language. Xoom asked this question: What Filipino languages do you speak?
The vast majority, 69 percent, said Filipino/Tagalog. Cebuano, spoken by about 20 million Filipinos, was identified by 19 percent of the respondents in the survey. Some 10 percent of those surveyed about what Filipino languages they speak answered Ilokano, the main language of the Northern Philippines and spoken by about eight million. Ilonggo, which is spoken in several provinces, and Kapampangan, spoken by about 2.8 million, showed up in the survey with eight percent of those who responded.
About 15 percent in the survey said they spoke other Filipino languages while 20 percent said they spoke no others.
The machine that is Lionel Messi faces its biggest challenge so far in the World Cup as Argentina tackles the dangerous Netherlands in a semifinal that will surely have far-reaching effects.
Messi, who is tied for the goal-scoring lead among players still playing in this high-scoring World Cup, will run straight into yet another great offensive player, the Dutch superstar Arjen Robben. Robben has scored three times. Messi has four goals, the same as Thomas Muller of Germany, another semifinalist. James Rodriguez of Colombia is the World Cup’s leading goal-scorer with six, but Colombia lost in the quarterfinals. Neymar of Brazil has five goals, but he is out of the World Cup because of a fractured vertebra.
Meanwhile, Argentina has its own injury problems. Angel Di Maria, who is an offensive complement to Messi, has been ruled out of the Netherlands game after he injured his hamstring in a 1-0 quarterfinal victory over Belgium. Gonzalo Higuain scored the only goal, so he may be asked to take some of the offensive pressure off of Messi, who needs some open space to work his magic.
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For Colombia and Brazil, the World Cup games get bigger, the stakes get higher, the pressure rises and two superstars are simply taking off like rockets. Colombia goes up against host Brazil in a World Cup quarterfinal showdown that matches two of the most electrifying players in the global competition – James Rodriguez of Colombia and Neymar of Brazil.
Rodriguez has been a revelation and he has scored in all four of Colombia’s matches. The 22-year-old, who has put Colombia’s in its second quarterfinal since 1990, has a World Cup-leading five goals and Colombia has outscored its opponents by an overwhelming margin of 11-2.
Rodriguez has scored or assisted on seven of the goals and he is easily the new, breakout star of the World Cup.
Neymar is also just 22 and he has scored four goals while carrying the heavy burden of responsibility as the face of Brazil as the World Cup host country. Brazil is looking for its sixth World Cup title and Neymar is generally acknowledged as the one who must make it happen.
But Colombia stands in the way. And you can score too with Xoom, the easiest way to send money to Colombia.
Argentina’s World Cup dream is alive and well. Argentina and Belgium, who both worked late for their victories in the Knockout Round, have a date to meet in the World Cup quarterfinals.
Better late than never, Argentina scored the second-latest goal in World Cup history to knock out stubborn Switzerland and move on to face Belgium in the quarterfinals. Belgium scored twice in extra time to defeat the U.S., 2-1.
Argentina was a heavy favorite against Switzerland, so the only real surprise was that Lionel Messi didn’t score the winning goal.
Angel Di Maria scored in the 118th minute and Argentina took a 1-0 victory in Sao Paulo in the Round of 16, ending a match that seemed destined to end with penalty kicks. But after a Swiss turnover, Messi outmaneuvered the defense, saw Di Maria on the right side and sent him a pass that Di Maria planted in the left corner of the net.
Messi attracted Swiss defenders all day, on many occasions three at once. And although Messi did not score for the first time in four World Cup matches, he was responsible for the winning goal.
Argentina has now won each of its four World Cup matches by a total by a one-goal margin. Messi has scored four of Argentina’s seven goals.
You can join in and keep Argentina with Xoom, the easiest way to send money to Argentina.
Talking about a vacation is one of life’s great pleasures. The planning, the anticipation, the expectations, the excitement, that’s all so much fun it should probably be included as part of the trip.
If nothing else, taking time off and enjoying a vacation experience is a great opportunity to sharpen up your picture-taking skills. But of course, there’s so much more to a vacation, starting with figuring out where to go.
Visiting family and friends was the choice of 30 percent of the respondents in the survey. Hitting the beach, that was the answer from 14 percent of those who took part in the survey. And nine percent wanted to get away, choosing a vacation in a foreign city such as Paris or Rome.
On the opposite end of the spectrum, five percent answered that they preferred a ‘staycation’ as their next vacation. The roller coasters and raging waters at an amusement park were chosen as their next vacation by two percent in the survey. And a full 29 percent were undecided. Maybe too many choices.
It’s Argentina and Switzerland in the knockout round, but there could be another subtext to this Round of 16? Maybe. If there really is anyone who worried about Argentina for having to dig deep and work some bugs out of its approach, such as scoring late to win, there are once again two words to consider: Lionel Messi.
Argentina defeated Nigeria, 3-2, to close out Group F unbeaten, then waited to find out its next opponent in the Round of 16. Switzerland jumped up claimed it as the runner-up behind France in Group E and that puts the Swiss directly in Argentina’s path.
So it’s Switzerland’s turn to worry about Messi.
Argentina’s biggest star scored two more goals against Nigeria – he now has four – and almost single-handedly propelled Argentina into the knockout round on Tuesday in Sao Paulo.
But it’s true Argentina has had some close-calls, beating both Bosnia-Herzegovina and Iran by one goal, both low-scoring games – 2-1 and 1-0. The other characteristic? Messi scored a goal in them both. He tied with Brazil’s superstar, Neymar and Germany’s scoring machine, Thomas Muller, with a World Cup high of four goals.
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As a remittance sender, you want to select a money transfer company that is vigilantly pursuing human and technological resources to protect you and your family from online predators whose mission is to coerce you to send your money to them.
You are entrusting your money transfer company to safeguard your account with them, as well as the entire transfer process, so that your money arrives safely in the hands of your loved ones at home.
That is one big responsibility and you need to have confidence that the company you choose is up to the challenge. Your provider must be prepared to deliver rapid and effective intervention should anyone or anything compromise your ability to send money, or if you happen to fall victim to a scam.
Check to see if your prospective money transfer company is using top-of-the-line data security encryption, so that all information sent between your web browser and your money transfer company’s website remains private and secure.
Generally, if a provider is “bullish” on security, they will trumpet that fact on their website. More detailed information regarding certifications from third-party security and privacy organizations should also be available on their website.
So how secure is the Xoom?
At Xoom, we strive to be the most progressive money transfer company in the industry when it comes to the deployment of the latest and most robust security protocols to protect your data and privacy. And if anything interferes with the successful transfer of your money, we are ready to take immediate corrective action to resolve the issue and get your transfer through safely to your family.
We use 128-bit data security encryption, so all information sent between your web browser and our website remains private and secure. The entire Xoom website, even pages viewed without logging in, is served via encrypted, secure pages.
The servers we use to store your information are protected both physically and electronically. They reside behind a firewall and are not directly connected to the Internet. We regularly audit our security policies to ensure the protection of your personal data.
When you sign up with Xoom, you will immediately notice how much your business means to us and how committed we are to keeping you as a customer “for life.” From the welcome call you will receive right away when you sign up, through the highly-transparent on-screen disclosure of every part of your transfer, to the fact that nobody answers the phone faster when you really need help: you will discover that Xoom is no ordinary money transfer company.
And check out the NEW Xoom app – a fast, convenient and safe way to transfer money to your loved ones.
In the remittance universe, scam prevention is a team effort between the customer and money transfer company. If you do encounter any suspicious or unauthorized activity in your account, you should contact your provider immediately. In those cases, the money transfer company should immediately secure your account, conduct a thorough investigation and, if it turns out that someone has hacked into your account and sent money in your name, your money transfer company’s policy should be to cover you for the full amount of the unauthorized transaction.
Many of the top money transfer companies provide tips on their websites to help you protect yourself from harmful situations when sending money back home. The different types of scams are well-documented and a few online searches can provide a comprehensive list of the most “popular” scams in use today.
Here, we will quickly summarize a few of the most commonplace scams, just to give you an idea of what is out there and a few suggestions about how to spot them and prevent them from ever causing you trouble.
Send Only to People You Know – This is just common sense. Only send money to the family or someone you know well. Don’t send a dime to anyone you don’t know. Strangers will try all sorts of creative ways to con you out of your money. Family and friends only. Period.
Be Vigilant – Always be on the alert for scammers with offers that are too good to be true or who send you alarming messages that someone close to you is sick or in danger and needs money sent right away to prevent some sort of disaster. Other all-too-familiar categories of scams include lotto winnings, disaster relief, loans, classified ad purchases, fake checks, romance and a host of others. Bottom line: If you’re not totally convinced right away that it is a scam, independently verify with another family member or friend so you can be 100% sure whether it’s a scam or legitimate (rare).
Safeguard Your Password – Here’s another very important reminder: Don’t give out your password. And don’t create a password that might be easy for someone else to guess. Complex combinations of letters, numbers and symbols will go a long way to preventing any unauthorized person from gaining access to your account. If you do think your password may have been compromised, change it immediately and contact your provider.