Keeping up with what’s happening in the real estate market can be confusing and also a bit of a chore. The interest rates go down, the interest rates go up, or they look like they’re going up or going down. And meanwhile, your cash flow can sometimes be just as unpredictable.
Renters and homeowners each have their own sense of pluses and minuses, but for those who don’t own, it’s not easy to make such an important decision as whether or not to buy a house.
Sure, it’s one of the most personal choices you can make in your life, and much of that decision is based on finances, another very personal issue.
The results of the survey showed an overwhelming majority, 67 percent, answered no. Some 18 percent of the respondents in the survey said maybe they would buy a house while almost as many, 15 percent of those who answered the survey, said yes, they intended to buy a house in the next 12 months.
Watch your language. Which one? Someone added them up and found that there are more than 6,500 spoken languages in the world. That, of course, is a whole lot of words. But did you know that there are more than 170 spoken languages in the Philippines?
One of the most culturally rich nations in the world, the Philippines is diverse in both ethnicity and language.
That prompted Xoom to dig deeper. Xoom, a global leader in the money transfer business, conducted a survey of its Fil-Am customers recently and asked them about language. Xoom asked this question: What Filipino languages do you speak?
The vast majority, 69 percent, said Filipino/Tagalog. Cebuano, spoken by about 20 million Filipinos, was identified by 19 percent of the respondents in the survey. Some 10 percent of those surveyed about what Filipino languages they speak answered Ilokano, the main language of the Northern Philippines and spoken by about eight million. Ilonggo, which is spoken in several provinces, and Kapampangan, spoken by about 2.8 million, showed up in the survey with eight percent of those who responded.
About 15 percent in the survey said they spoke other Filipino languages while 20 percent said they spoke no others.
Talking about a vacation is one of life’s great pleasures. The planning, the anticipation, the expectations, the excitement, that’s all so much fun it should probably be included as part of the trip.
If nothing else, taking time off and enjoying a vacation experience is a great opportunity to sharpen up your picture-taking skills. But of course, there’s so much more to a vacation, starting with figuring out where to go.
Visiting family and friends was the choice of 30 percent of the respondents in the survey. Hitting the beach, that was the answer from 14 percent of those who took part in the survey. And nine percent wanted to get away, choosing a vacation in a foreign city such as Paris or Rome.
On the opposite end of the spectrum, five percent answered that they preferred a ‘staycation’ as their next vacation. The roller coasters and raging waters at an amusement park were chosen as their next vacation by two percent in the survey. And a full 29 percent were undecided. Maybe too many choices.
Just talking about food is usually enough to make everyone hungry. Sometimes you can envision a great dish on a plate and if you close your eyes, you can just about smell the aroma.
Most everyone has a Filipino dish that they like the best, their go-to favorite whenever they prepare it themselves or see it on the menu at a restaurant. Xoom, a global leader in the money transfer business, conducted a survey of its Fil-Am customers recently and asked ‘What is your favorite Filipino dish?’
As you might expect there were many answers and a lot of favorite dishes.
The survey found that 13 percent said the staple Adobo marinade was their favorite Filipino dish. Nine percent of the respondents said the stew Kare-Kare rated tops with them. Pancit, noodles that are also popular on birthdays, was the favorite of eight percent of those who answered the survey.
Lechon, the roast pork dish, attracted seven percent of the votes in the survey and Lumpia, the Philippines’ take on egg rolls, was chosen by five percent of the voters.
But the Filipino dish that was favored by the majority of the voters in the survey? Everything, said 51 percent. Just one more question. When’s dinner?
Too many people spend too much time not doing too much when they’re commuting to work. Certainly, traveling to and from work is not the most pleasant part of most workers’ days. Some commuters may have an easier trip than others, but that doesn’t mean it’s free.
Commuting to work costs money, sometimes plenty of it, which is part of the reason that commuting is not generally regarded as such a great experience.
The cost factor cuts across all lines of commuting and simply can’t be ignored.
So how much do you spend every week traveling to and from work? Global money transfer company heavyweight Xoom wanted to find out, so it conducted an exclusive survey of its Fil-Am customers recently and broke down the issue into something we all understand: Money.
Up to $25 every week was the answer for 53 percent of the respondents and 27 percent said their commuting costs were from $26-$50 a week.
As it turns out, those costs were on the low end. A full 11 percent who answered the survey said they paid between $51-$100 a week to commute to work. And four percent said they paid between $100-150 or more than $150 a week.
Remember when the only way to purchase a washing machine or a book or a record or clothes or light bulbs or a sofa was to go to a store? Of course you do. Buying goods from the person standing in front of you was the way you did it, because there wasn’t really any other dominant choice.
So very long ago, right? The Internet changed everything as far as shopping and commerce go, just as it’s impacted a great deal of how we live our lives, enjoy entertainment, connect with friends and find out the answers to our questions.
Shopping at stores is still an option, but the availability and quantity of online shopping opportunities seems to be gaining in popularity almost daily.
The results were, of course, overwhelming. A resounding 89 percent of the respondents in the survey said yes. Only 11 percent said they had not shopped online.
Isn’t that just about the answer that you would have expected? What would your answer be?
That time of year is rolling around again, possibly quicker than some kids want and yet they’re probably still really excited about it even if they won’t admit it. Yes, it’s three very big words: Back-to-School. It’s coming right up and no child can return to school unprepared, so back-to-school shopping is in full force.
Of course, the expenses can pile up, which makes it a very good time to help out.
Xoom, a leading digital money transfer provider, conducted an exclusive survey of its Fil-Am customers recently and asked its clients if they planned to send money to someone in the Philippines for Back-to-School expenses.
Nearly half of the respondents in the survey, 49 percent, said they intend to send money back home to lend a hand in Back-to-School expenses. Meanwhile, 27 percent answered that they were not planning to send money, and 24 percent in the survey said they were not yet sure.
Schoolchildren probably think more about seeing their schoolmates again instead of how they’re getting a fresh start for a brand new year of learning in the classroom. But their parents also keep an eye on the bottom line, and Xoom is there to make it easy for friends and family to help out their loved ones.
If you’re in the market for electronic devices – and if you aren’t now, you surely will be – there are so many choices that might make you feel overwhelmed. But just as surely as there are many ways to go, there are also many options out there that are important and will help you make the decision that’s best for you.
The kind of operating system the device uses was the most important reason to 26 percent who answered the survey. App capabilities and brand were the most important reason chosen by 18 percent in the survey, while 15 percent said it was the price of the smartphone or tablet.
The life of the battery was the most important reason for 10 percent of the respondents and five percent said the size of the screen was the deciding issue.
What’s most important to you? Maybe it’s best to take into account all of the reasons that make selecting a smartphone or tablet important. You’re the one that’s going to be using it, after all.