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25
Sep

Which financial services do you use?

There’s no question that everyone works hard for their money. How to build up your finances, how to handle them and how you make your money work for you is always a top priority for families.

Of course, there are a number of different options for how you handle your money and through what services. The options are many and they are certainly familiar to each and every one of us.

To find out more, Xoom, a global leader in the money transfer business, took time out recently to conduct an exclusive survey of its Fil-Am clients. Xoom wanted to know more about how you handle your finances, so it asked a simple question: Which financial services do you use?

You could probably answer this one yourself. Perhaps not surprisingly, 79 percent of the respondents in the survey said used a checking account and the next highest percentage, 74 percent, said they used an ATM or debit card.

Credit cards are always popular, which is why 62 percent said that’s a financial service they use. What’s more, 54 percent of those who responded in the survey said they used a savings account and 51 percent answered that they used online banking.

16
Sep

Overall, are you satisfied with your current job?

It’s difficult to enjoy your life to the fullest and be happy at home if you’re not happy at work. Figure that you spend 30 percent of each 24-hour day on the job each Monday through Friday, and that’s a healthy percentage of your life devoted to work.

So it would probably be helpful to you if you really like what you’re doing. Job satisfaction regularly shows up on surveys about gauging worker morale and how that affects your workplace and your home life at the same time.

Xoom, a worldwide leader in the money transfer business, conducted a survey of its Filipino American customers recently to dig deeper into how people like or dislike their jobs. Xoom asked this question: Overall, are you satisfied with your current job?

Perhaps not surprisingly, the highest percentage of those who took part in the survey – 76 percent – said that yes, they are satisfied with their current job. But that doesn’t include everyone.  Some might be looking around for a new line of work. Eleven percent answered the question by saying, no, they are not satisfied with their current job and 13 percent said that they are not really sure whether or not they are satisfied.

19
Aug

In a typical week, how many hours of overtime do you work?

Working overtime has become a way of life for many households. Longer hours, longer workweeks, often it’s all part of the job, and keeping it. Of course, working overtime also pumps up the paycheck a little bit, so overtime pays off even it is sort of expected of you.

It’s a tradeoff, though. You give up part of your week, but you also get paid for it. Some work at a few hours of overtime on the job during the week and then again, some people don’t work any overtime.

So what are the actual percentages of how much overtime you have? Xoom wanted to find out. Xoom, a leader in the global money transfer business, conducted a survey of its Filipino American customers recently and asked how much overtime you work in a typical week.

The vast majority of those who responded in the survey, 55 percent, said they do not work any overtime at all in a typical week. Up to three hours a week of overtime was the second-highest percentage, 18 percent of those who responded. Fourteen percent said they worked from three to 10 hours of overtime in a usual week and 13 percent said they typically worked 10 hours or more of overtime a week.

13
Aug

When was the last time you visited the Philippines?

Traveling on a vacation or visiting back home may not be the best part of your year, but there’s a good chance it is. And getting back home to see friends and family and loved ones in the Philippines is at the top of the vacation list for many.

It cannot be easy to be away from those who are so close to you. And going back home to visit the Philippines may be a great opportunity to change that. Sometimes it’s costly and getting time off isn’t easy, either, but that started Xoom to thinking about traveling back home.

Xoom, a global leader in the money transfer business, conducted an exclusive survey of its Filipino American clients and asked this question: When was the last time you visited the Philippines?

As it turns out, the majority of those who answered the survey said it’s been recently. A full 24 percent of the respondents said they have visited the Philippines this year and 22 percent said they had visited the Philippines most recently in 2013.

Fifteen percent of those in the survey said they last visited the Philippines in 2012; eight percent said their last visit was in 2011 and 19 percent said their most recent visit was before 2011. Some 11 percent said they have not visited the Philippines.

5
Aug

Do you think President Aquino is doing a good job with the Philippine economy?

Politics can be a tricky or even polarizing topic, but there is one aspect of it that’s always in style. The economy. What’s happening with it and are you happy with the way it’s trending?

President Benigno S. Aquino III was sworn in four years ago with a significant mandate in his election. Son of legendary leaders in Filipino democracy, Benigno Aquino Jr. and Corazon Aquino, he probably has had enough time on the job for some opinions to be formed about his government’s handling of the economy of the Philippines.

Aquino’s government has pursued legislation reforms to build up investment opportunities and some reports reflect inflation at around 3.1 percent.

But Xoom, a global money transfer leader, wanted to know more. Xoom wanted to know how you feel, so Xoom conducted an exclusive survey of its Filipino-American customers recently and asked whether they thought President Aquino is doing a good job with the Philippine economy.

Aquino is doing a good job, according to 32 percent of the respondents in the survey. While 20 percent who took part in the survey said that Aquino is not doing a good job with the Philippine economy, the highest percentage of those who took the survey, 48 percent, said they had no opinion.

29
Jul

How many Facebook friends do you have?

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Friends, how do you count them? The number and quality of your friends is one of the biggest aspects of socialization. We like to know what our friends are up to and in return, they’re fond of keeping track of your activities as well, which is the sort of circle of friendship that we’re all searching for.

These days, one of the most popular ways to track friendship is with Facebook, the social media giant, where giving a ‘like’ is giving a thumbs-up to your friend.  And who doesn’t enjoy writing (or seeing) a new status update?

Xoom, a leader in the global money transfer business, found the whole issue of Facebook compelling. So Xoom conducted an exclusive survey of its customers recently and asked about Facebook: How many Facebook friends to you have?

The most popular answer was one to 99 Facebook friends, which is what 30 percent of the respondents in the survey said. The next highest percentage, 24 percent, said they had somewhere between 100-299 Facebook friends. Some 14 percent in the survey answered they had anywhere from 300-499 Facebook friends, four percent who responded said they had from 500 to as many as 699 Facebook friends.

And 13 percent said they had 700 or more Facebook friends; while 15 percent answered that they were not on Facebook.

21
Jul

How often do you text your loved ones in the Philippines?

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How do you correspond with others, especially family members far away? Keeping in touch and staying in touch with friends and family has changed a lot thanks to our digital and mobile devices. Texting has evolved into a major new way to stay in touch, especially with your loved ones back home in the Philippines.

News, sometimes important news, travels fast, and the need to know that news has probably never been greater.

That’s why texting has taken on such great importance. To find out just how important, global money transfer powerhouse Xoom conducted an exclusive survey of its customers recently. Xoom asked this question: How often to you text your loved ones back home in the Philippines?

The numbers were revealing. Texting daily was the answer from 35 percent of those in the survey. A full 19 percent of the respondents said they text their loved ones in the Philippines a few times a week. Texting a few times a month was the answer from 10 percent who took part in the survey; four percent said they texted once a week and two percent said they texted once a month. And 29 percent had some other answer.

16
Jul

Do you plan to buy a home in the next 12 months?

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Keeping up with what’s happening in the real estate market can be confusing and also a bit of a chore. The interest rates go down, the interest rates go up, or they look like they’re going up or going down. And meanwhile, your cash flow can sometimes be just as unpredictable.

Renters and homeowners each have their own sense of pluses and minuses, but for those who don’t own, it’s not easy to make such an important decision as whether or not to buy a house.

Sure, it’s one of the most personal choices you can make in your life, and much of that decision is based on finances, another very personal issue.

So Xoom, a global leader in the money transfer business, conducted a survey of its customers recently and asked this very important question: Do you plan to buy a home in the next 12 months?

The results of the survey showed an overwhelming majority, 67 percent, answered no. Some 18 percent of the respondents in the survey said maybe they would buy a house while almost as many, 15 percent of those who answered the survey, said yes, they intended to buy a house in the next 12 months.