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How many automobiles do you own?

Even if you happen to live in one of the cities where there is an abundance of  mass public transit, it’s still not all that easy to get around.  We tend to depend on our cars, at least a lot of us do.  Having the key to your automobile jangling around in your pocket or your purse provides a tangible sense of freedom that comes in handy in a lot of ways.

If you have a garage, a carport or a convenient place to park, then having a car makes even more sense.  Yes, an automobile is a financial commitment when you start figuring in all the costs that go with owning one . . . or two, or three.

Xoom decided to look into the car ownership situation.  A leading digital money transfer provider, Xoom conducted a survey of some of its Fil-Am customers and asked this question:  How many automobiles do you own?

What would you guess the most mentioned answer to be?  An even 40 percent of the respondents said they owned one car, but almost as many, 35 percent, said they owned two or three cars.  And seven percent of those who took part in the survey said they owned four or five cars while two percent said they owned six or more cars.


Do you plan to attend a Filipino event this summer?

As usual in the summertime, there doesn’t seem to be any shortage of activities, or things to do that involve you and your family and others. For many Fil-Ams, the summer can be packed with a great number of important and fun events, whether they involve enjoying flowers or festivals or whether the events are more along the religious side.

Making time together for families cuts across the Filipino heritage and it’s a vital component to everyday life. Plus, it helps to remind us of our friends and family back home.

Xoom, a leading digital money transfer provider, thought it would be a valuable idea to find out more on the subject from some of its best Fil-Am customers. So Xoom decided to conduct an exclusive survey on the subject of summer and what to may decide to do, asking the question, ‘Do you plan to attend a Filipino event this summer?’

Yes, said exactly 40 percent of those who responded in the survey. But 38 percent answered no, they don’t have anything in mind, while another 22 percent said that there are no Filipino events nearby that they could attend.


What is your favorite sport to watch on TV?

Who’s got the remote control? What are you, sitting on it? Let me have it. And so begins another of the friendly family discussions about just who is in charge of what we watch on television. Controlling the remote control may be about as much of a sport as what we’re trying to find on television.

Most probably can’t name anything that is more vital to the Sofa Set than who’s got their mitts on the clicker. And once that TV is fired up, sports is often what we watch. Like weather and politics, the topic of sports is an ice-breaker, and watching sports is an international pastime.

So, with one hand firmly on the remote control, Xoom jumped into the TV-Sports world. Xoom, a leading digital money transfer provider, conducted an exclusive survey of some of its Fil-Am customers and asked, ‘What’s your favorite sport to watch on TV?’

What would be your guess? Well, it’s basketball, according to 38 percent of those who took part in the survey, with football the next favorite sport to watch on TV with 25 percent. Soccer was farther down the list with six percent and five percent said that baseball was their favorite sport to watch on TV. A full 26 percent said other sports were their favorites.


It’s been a wild ride this hot summer soccer season!

Fans could have used a seatbelt this hot summer soccer season, because it’s been a wild ride in both Chile for the Copa America and in Canada for the Women’s World Cup.

While the top men’s teams in South America were making headlines in Chile, the best women’s teams representing countries all over the world were doing the same thing in Canada. The highlights are probably seared into your mind.

  • Lionel Messi distributing the ball like a magician on Argentina’s march to the Copa America final against Chile.
  • The heartbreak of Laura Bassett whose own goal in stoppage play allowed Japan to eliminate England, 2-1, in the World Cup semifinals.
  • Host Chile playing like a champion, reaching the Copa America final and attempting to win the tournament for the first time.
  • Japan trying to repeat its 2011 World Cup victory in the final against the United States and the U.S. just as strongly opposing.
  • Hope Solo playing brilliantly in goal for the United States, reaching the World Cup final.

All along the way, all over the world, people took notice, proven by attendance records, huge television audiences and record ratings. It’s been a wild ride, to be sure, and also a magical one. But while it’s nearly over, it’s still one for the books.

And don’t forget that the smarter way to send money to Canada, the United Kingdom, Argentina and Chile is


History will Clearly be Made in the Final in Santiago

Something’s got to give when Argentina takes on host Chile in Saturday’s final of the 44th Copa America. Both teams have something in common, two unsettling streaks they are trying to end – Argentina has not won the Copa America since 1993 while Chile has never won it.

So history will clearly be made in the final in Santiago.

Argentina, ranked No. 3 in the world by FIFA, seems to have all the momentum right now after its 6-1 semifinal thrashing of Paraguay, the 2011 finalist. Angel Di Maria scored twice and superstar Lionel Messi helped out on five of the six goals.

But Chile, ranked 19th in the world, cannot be discounted, and looked impressive in its 2-1 victory over Peru in the other semifinal. Chile relies on Arturo Vidal and Eduardo Vargas, who have combined to account for seven of the 13 goals Chile has scored in the tournament. Still, it has to rankle Chile that it is one of only three South American countries (Venezuela, Ecuador) that has not won the Copa America since it began in 1916.

Messi, as usual, counters for Argentina. His three assists so far ties him with Chile’s Jorge Valdivia for the most in the tournament.

And there’s something else to remember, too. The smarter way to send money to Argentina, Chile is


Only Four Countries Left in the 44th Copa America

Argentina and Paraguay. Peru and Chile. Only four countries are still standing in the 44th Copa America with the clock ticking for the tension-packed semifinal round.

Host Chile pushed it way into Monday’s semifinal showdown against Peru in Santiago de Chile as a result of its 1-0 quarterfinal upset of Uruguay – the first time Chile has defeated Uruguay in the Copa America since 1983. Peru earned its matchup against host country Chile with a bruising 3-1 quarterfinal victory over Bolivia.

Peru now has a chance to atone for a 4-2 loss to Chile in a 2014 World Cup qualifier.

Paraguay stunned Brazil on penalty kick shootout (4-3) after the game ended in a 1-1 tie. Derlis Gonzalez scored the game-winner on his penalty kick. It was the second consecutive time that Paraguay has ousted Brazil on penalties in the quarterfinals of the tournament.

Argentina made it to Concepcion and Tuesday’s semifinal against Paraguay, also on penalty kicks (5-4), following a scoreless tie against Colombia.

There is no extra time at the Copa America. The games go straight to penalties if the score is tied after 90 minutes.

And don’t forget that the smarter way to send money to Argentina, Chile, Peru, Brazil, Colombia, Uruguay and Bolivia is


How much of your credit card balance do you pay each month?

Household budgets are sometimes difficult to plan and maintain, but everyone recognizes their value in the scheme of life. How you handle your bills means a great deal to your financial stability, especially when you’re talking about credit card bills. They don’t seem to ever go completely away, do they?

There are contrasting payment plans for credit card debt, we all know, but Xoom came up with the notion to dig a little deeper on the subject. Xoom, a leading digital money transfer provider, conducted an extensive, exclusive survey of some of its Fil-Am customers to ask them about credit card debt. Xoom posed the question: ‘How much of your credit card balance do you pay each month?’

The largest number of people who took the survey, 48 percent, said they paid more than the minimum payment but less than the full amount.  Almost a full third of the respondents, 32 percent, said they paid off the full amount every billing cycle. Then again, 13 percent of those who answered the survey said they don’t even own a credit card while 17 percent said they pay just the minimum amount on each credit card bill.


Xoom lanza su programa transfronterizo Pago de Facturas a El Salvador – Paga facturas en línea desde los EE.UU.

Pago de facturas Xoom – paga las facturas de tus seres queridos, para que ellos no tengan que hacerlo.

SAN FRANCISCO, CA, 10 de diciembre de 2014 – Xoom Corporation (NASDAQ: XOOM), un proveedor líder de transferencias digitales de dinero, ha lanzado oficialmente (Paga Facturas a El Salvador con Xoom) Xoom Bill Pay to El Salvador, una plataforma de avanzada que transforma los pagos transfronterizos de facturas permitiendo que, a las personas que viven en El Salvador, les paguen sus cuentas sus seres queridos que viven en Estados Unidos.

“Pago de Facturas Xoom está cambiando completamente la manera como las facturas transfronterizas se pagan en El Salvador, al ofrecer una experiencia nueva e innovadora para que los clientes en EE.UU. paguen facturas en nombre de sus familiares y amigos con tan solo unos pocos clics o toques de pantalla”, dijo Bobby Aitkenhead, Vice Presidente de Xoom Bill Pay. “Pago de Facturas Xoom les ahorra a quienes viven en El Salvador, el inconveniente y el riesgo de ir a pagar cuentas”.

“Al facilitar el pago transfronterizo de facturas de modo seguro, confiable y exacto, Xoom ayuda a ofrecer tranquilidad a quienes viven en El Salvador, porque saben que sus facturas ya han sido pagadas. Los remitentes ahora disfrutan la posibilidad de ver los saldos de las cuentas de sus familias en tiempo real y, de pagar sus facturas al instante”.

Xoom Bill Pay facilita pagos a varias empresas de servicios públicos en El Salvador, incluyendo teléfono, Internet, electricidad y paquetes de cable. Para los remitentes que viven en EE.UU., los pagos se pueden hacer muy fácilmente desde el celular, tableta o computador del remitente. El servicio facilita el pago a CAESS, CLESA, EEO, Deusem y Delsur, los principales distribuidores de energía eléctrica en El Salvador; Claro, uno de las principales empresas telefónicas de El Salvador.

Una clienta de Xoom, Concepción Salinas, ya ha disfrutado la seguridad, rapidez y confiabilidad de Xoom Bill Pay. “Mi mamá tiene 70 años y vive sola”, dijo Salinas. “Anteriormente, yo tenía que enviarle el dinero para pagar sus facturas. Mi mamá tenía que ir a recibir el dinero y luego hacer fila en cada una de las empresas para pagar las facturas. Con Xoom Bill Pay, mi mamá ya no tiene que salir a la calle. Ya no la pongo en riesgo”.

¿Cómo les ayuda Xoom Bill Pay a las personas que viven en El Salvador?

  • Los remitentes tienen acceso al valor de cada factura de modo oportuno; no hay necesidad de esperar que las cuentas lleguen por correo.
  • Muchas empresas de servicios públicos no aceptan pagos parciales; Xoom Bill Pay ahora le ofrece la información del saldo al remitente, quien puede hacer el pago total en tiempo real.
  • Normalmente, las empresas de servicios públicos desconectan el servicio con la primera falta de pago; Xoom Bill Pay ofrece a los salvadoreños la tranquilidad de que sus facturas han sido pagadas.

“Anteriormente, muchos destinatarios de transferencias de dinero en El Salvador, tenían que dedicar varias horas del día yendo a la empresa de servicios, esperar en fila, llenar formularios y, entregar efectivo por la casilla para pagar por el uso del teléfono o la electricidad”,  añadió Aitkenhead.  “Esto es ahora algo del pasado, puesto que hemos transformado el proceso al permitir que los clientes paguen las facturas transfronterizas en nombre de sus familias, de manera fácil y eficiente”.

Acerca de Xoom
Xoom es un proveedor líder de transferencias digitales de dinero que habilita a los consumidores en los Estados Unidos para enviar dinero y pagar facturas alrededor del mundo de modo seguro, rápido y eficiente, usando sus celulares, tabletas o computadores. Durante los 12 meses terminados el 30 de septiembre de 2014, los más de 1,2 millones de clientes activos de Xoom, enviaron aproximadamente $6.500 millones a familiares y amigos. La compañía tiene su sede en San Francisco y se encuentra en línea en