While many countries are still enduring the aftermath of the worldwide recession, countries have often relied on their natural resources to make it through. Honduras, for example, doesn’t have a great deal of industry, but thanks to its rich supply of natural resources – particularly coffee and bananas – it’s been able to weather often trying financial difficulties.
Remittances, meanwhile, have also helped the nation improve economically, as many within the country rely on family who send money from overseas.
One of the quickest ways of doing this is by scheduling a cash pickup. With 628 pickup locations – including Banco Atlantida, Ficohsa, BAC Honduras, Banadesa and several others – the money is usually available within 15 minutes of being sent with Xoom.
Money can be sent using Xoom in small amounts or large ones, and for as little as $4.99, nearly $3,000 can be transferred, with fees only slightly higher if paying by credit card.
Hondurans can also take advantage of extended operation hours at many locations, as places like Elektra are open from 8 a.m. to 8 p.m. every day of the week – including Sunday – while Farmacia Siman stays open til 9 p.m. on the weekdays and closes at 6 p.m. on the weekend. Additionally, the pickup locations are distributed throughout Honduras, spanning as far north as La Ceiba, to the southern locale of Choluteca.
With cash pickup services, Honduran families can afford to live a bit more comfortably as they provide the emotional support to their loved ones who are working on their behalf in the U.S. and other countries around the world.
Many Filipinos send money to their loved ones with Xoom’s cash pick-up service. Xoom has literally thousands of pickup locations in the Philippines. From M.Lhuillier to Metrobank, BPI to BDO, there are close to 10,000 banks, retail locations and financial service institutions ready and willing to give what your relatives have waiting for them.
But “waiting” may not be the best term to use, as once you complete your online money transfer, your recipient’s money will often be ready in 15 minutes. In other words, in the time it takes for some to walk to their nearest pickup location, there’s a pretty good chance that their money will be waiting for them instead of the reverse.
Another perk that comes with picking up money sent through Xoom is the availability of the banks your recipient will be going to. It seems that everyone has a hectic schedule – no matter where they live – so many locations, such as retailers such as Cebuana Lhuillier and M.Lhuillier are open round the clock – 24 hours a day, seven days per week. This benefits both your recipient and you, as you won’t have to worry about sending something too late and your family member can go pick it up at their convenience.
Find out why Xoom’s cash pickup is one of the more popular ways customers complete their international money transfer by signing up today.
On Wednesday, August 15, United States Citizenship and Immigration Services began officially accepting applications for its deferred action program focusing on the children of illegal immigrants.
The program allows people who illegally immigrated as children to defer deportation for two years and gain a work permit.
While there has been a great deal of news coverage about the program, and how it may eventually allow your children to gain legal residency in the U.S. so they can send money home, you might still have some questions.
Here's a short summary of some frequent questions from USCIS.
Who is eligible?
In order to qualify for the program, you must have been be under the age of 31 as of June 15, when the program was announced, and have come to the U.S. before the age of 16.
In addition, you need to have stayed in the U.S. continuously since June 15, 2007, and have been physically in the country on June 15. That continuous residency can include short absences, as long as they were innocent and not because of deportation or other legal issues.
You must also be in school, have graduated from high school or achieved a GED, or served honorably in the armed forces or U.S. Coast Guard. You must also have not been convicted of a felony or serious misdemeanors and not pose a threat to national security.
The program also only applies to individuals who qualify, so your immediate relatives are not eligible just because you are.
Is it free?
No, unfortunately the program is not free. The filing of the application comes with a $465 fee, which covers the paperwork processing and issuance of a work permit. There are also no fee waivers for the work permits, and limited fee exemptions in general.
How long will it take?
There's no good answer to this question. The government hasn't said how long it's likely to take for your application to be processed and read.
The program was only announced two months ago, so USCIS hasn't had that much time to plan. If the agency gets your application and agrees that it is complete, it will have you come in for an appointment. If you want, you can sign up to get an email or text notification that your form has been accepted.
Does this make me a U.S. citizen?
No, the deferred action does not make you a U.S. citizen, and it can't make you a legal immigrant.
The idea of the program is to delay deportation for two years and make it possible for you to get a legal work permit. That can allow you to apply for official training certificates, industry licenses and other programs to further your career.
After that two-year period is up, you will be able to apply again if the program is still active.
Will this information be shared with enforcement personnel?
No. USCIS says that by law, any information you send in for the program is generally protected from U.S. Immigration and Customs Enforcement and U.S. Customs and Border Protection officials for removal purposes.
The only reason the data would be shared with those agencies would be for the investigation of a serious crime, national security or to prevent fraud. That information also extends to any of your family members and/or guardians.
How does someone prove they are in school or graduated?
Since part of the eligibility for the program revolves around school status, there are a number of ways to show that.
For those currently in school – You need to show evidence that you are enrolled in a public or private school, education or other career program.
For those who graduated high school or got a GED – Your high school diploma or GED is enough documentation to show you have completed school.
The key here is to have clear documentation. USCIS says it won't accept any "circumstantial evidence" about your schooling, so get the paperwork to back it up.
La joven llegó a las Olimpiadas de Londres 2012 con una molestia en la rodilla, sin embargo logró quedar entre las 25 mejores mundiales y quedar primera entre las latinoamericanas.
Si bien, a esta peruana de tomo y lomo no le faltaban las ganas para quedar entre las 15 mejores mundiales en la competencia de atletismo, una pequeña lesión le jugo una mala pasada. La muchacha comenzó a tener complicaciones en la rodilla quince días antes del torneo, que hasta la fecha, se escribe como el más importante de su vida.
El dolor en la rodilla la obligó a descansar, lo cual le impidió entrenar como debía hacerlo para superar la marca de 2 horas 30 minutos, que había alcanzado en la Maratón Internacional de Seúl. Durante esa competencia, la joven logró marcar un record nacional y se dispuso a entrenar para llegar a Londres con un tiempo de dos horas 26 minutos. De acuerdo a la propia joven, sus arduos entrenamientos ya habían dado sus frutos, puesto que ya había alcanzado la marca que la colocaría entre las 15 mejores mundiales.
Sin embargo, la falta de entrenamiento se hizo sentir para la joven de 25 años. Melchor cuenta que la molestia en la rodilla se intensificó este pasado 5 de Agosto e incluso llegó a considerar la opción de abandonar la carrera. A pesar del dolor en ese momento pensó en sus compatriotas, en el Perú y en el equipo y el esfuerzo que había realizado.
“En la pista sientes gritos mas no sientes peruanos a tu costado. En la maratón, sin embargo, sí los podía identificar por sus gritos de aliento que fueron una gran motivación para seguir adelante, por las banderas ondeando”, señaló Melchor
Con Xoom.com, tú también eres parte del equipo olímpico peruano.
Fue así, que la joven logró completar el recorrido de los 42 kilómetros en 2 horas 28 segundos y 54 centésimas. Así con tan sólo dos competencias internacionales a su haber, Melchor le dio la primera gran alegría a Perú y entrar al selecto grupo de las top 25 a nivel mundial.
Melchor conversó con el portal online Terra y señaló que, “establecí un nuevo récord sudamericano. El récord le pertenecía a la brasileña Adriana Da Silva. Lo de 1994 es de una atleta (Carmem Oliveira) que lo hizo en la maratón de Boston, que no se aceptan sus marcas por tener ruta desnivelada".
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With the strongest sovereign bond rating in all of South America, Chile is a shining example of how a country with a good economy can thrive. A significant percentage of its robust financial system is thanks to the goods and services it exports, and because Chile signed a free trade agreement with the United States several years ago, both countries have continued to establish themselves on the world stage.
But something else that’s helped Chile succeed economically is remittances, as many people who originate from there send money online to their loved ones at home after taking a job in a country overseas.
Government statistics from the Central Intelligence Agency indicate that about 13 percent of Chilean expatriates around the globe live in the U.S. The opportunities they get here enable them to make an international wire transfer to family members who may not have a job, or who have one but need a little extra to supplement their income.
As a Xoom customer, there are a variety of ways in which to have your online money transfer delivered to your recipient, but one of the quickest ways is through cash pickup. With 172 pickup locations in a country that’s roughly twice the size of Montana, Chileans have a variety of locations they can turn to, as they’re bound to live near at least one, whether it be AFEX, or Abcdin. Abcdin is open seven days a week, Monday through Saturday from 10 a.m. to 8 p.m. On Sunday, hours are from 10 a.m. to 7 p.m. Meanwhile, AFEX is open 9 a.m. to 6 p.m. Monday through Friday and from 10 a.m. to 2 p.m. on Saturday.
Money that’s sent with Xoom is normally available within 15 minutes, so there’s little to no wait time. And because these locations are open on the weekends, family members can obtain their money any day of the week, whenever it’s most convenient for them.
Also, with different forms of currency accepted by retailers and businesses, the money that’s sent can be picked up as either U.S. dollars or Chilean Pesos, depending on what the sender decides. The convenience of being able to pay cash can be a significant benefit for family members who need to purchase necessities, pay rent or settle other costs they may be facing.
With hours to go before the start of the 30th Olympiad, more than 10,000 athletes from 205 countries throughout the world are gearing up for what may be the most significant moment of their careers – the chance to bring home a gold medal.
Among the countries participating in the London Summer Olympic Games is the Peruvian Olympic Team. If you happen to be from Peru and this is the team you're pulling for, you're in luck – as Xoom is a proud sponsor of the athletes.
Throughout the month of July, whenever Xoom users send money to Peru, a dollar of it goes toward supporting Peruvian Olympic sports. Not only does it fund the team's monetary needs so it can compete in this year's and Olympic Games in the coming years, but it also helps support the athletes' families. Additionally, it goes toward funding sports scholarships, so athletes from Peru can go to college and perhaps pursue a career in their athletic field.
But hurry, this exciting opportunity to donate ends on July 31.
In the meantime, over the next two weeks, keep an eye out for the Peruvian Olympic Team, which is made up of 16 athletes from various athletic fields like track and field, badminton, judo, rowing, sailing, shooting, swimming and taekwondo. High-profile athletes include marathon runners Ines Melchor and Gladys Tejeda, swimmer Mauricio Fiol, rower Victor Aspillaga and taekwondo fighter Peter Lopez.
The Peruvian Olympic Team is looking to bring home its first gold medal since 1948, which happens to be the last time London hosted the Games. The last time it took home a silver medal – two of them, in fact – was in Barcelona in 1992 during the shooting competition.
As one of the world’s leading exporters of sugar and coffee, the Dominican Republic relies on its natural resources to keep its economy in good shape. But it also depends on people who send money to the island nation, such as immigrants who work in the U.S. and then make an online money transfer. One of the easiest and safest ways in which to do this is by a bank deposit, as the money gets to its intended destination quickly and securely.
Bank deposits to the Dominican Republic using Xoom have proven to be a popular because it can be safer for the recipients, as they can avoid having to pick up a large amount of cash in person, making them a target for thieves.
When sending a bank deposit to the Dominican Republic, keep in mind that the money will be deposited based on when the transfer was sent. During the week, deposits are usually completed between 10 a.m. and 3 p.m., the exception being Sunday, as banks are often closed. The time of day in which the transaction is made determines how early in the day it will be completed. For instance, if it’s sent before 9 a.m., the deposit will be made by around 10 a.m. If it’s before 2 p.m., plan for a 3 p.m. arrival. Any time after that and the transaction should be completed by the next business day.
You can’t go wrong with a bank transaction, as it provides senders and recipients with a certain sense of assurance.
Thanks to a better understanding of what it takes to be healthy, many people are living longer much longer than people used to. They’re also more mobile, as individuals in their 70s and 80s are often able to get around like they did when they were in their 20s and 30s.
Despite this, there may come a period in which people have trouble moving around. This may be especially common for the elderly, as a considerable percentage of people who live in the Dominican Republic are over the age of 65.
They don’t have to worry about finances, though, as thanks to Xoom’s home delivery service, people who work overseas can send money to family and have it brought to their front door.
Xoom provides the home delivery service to the Dominican Republic to provide an extra layer of convenience. Instead of picking the cash up or having to go through their bank to obtain funds, all a recipient has to do is open their front door, as the cash will be delivered directly to them.
How quickly they receive it depends on when the online money transfer was made. If it was sent before 4 p.m. Local Dominican time, the money will arrive in three hours or less. If the money was sent after 4 p.m., the funds will be delivered the next morning, generally before 9 a.m.
Whether it’s for convenience or out of necessity, home delivery in the Dominican Republic is an ideal way to get money to its intended destination.