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Remittances help families avoid financial troubles

Men and women who immigrate to developing nations in order to send money to family members who are still living in their country of origin often are giving their loved ones opportunities that would be out of reach were it not for their hard work.

According to the World Bank, in 2009 the remittance flows from developing countries reached $316 billion dollars, and economists expect that number to rise by 7.1 percent in 2011.

Some of these remittances are simply used to help feed, house and clothe family members living in impoverished nations. Wire money transfers can help parents struggling to provide children with shelter and safety improve their family’s quality of life.

However, aside from meeting basic needs, this money can also grant family members brighter futures. Other workers are sending money to put a loved one through college. An advanced education can help underprivileged people rise out of poverty and attain better paying jobs in their home country.

Some families may put the money they receive from remittances into savings accounts, where the cash will accrue interest and grow over time. This money can act as an emergency fund in the case of a natural or personal disaster.

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